A car insurance policy is meant to safeguard the vehicle’s owner from the expenses that he/she may have to bear in case the vehicle is damaged due to an accident or if a third party or property is injured in the same.
Mentioned below are some of the things that are covered under car insurance policy:
1. In contrast to the common belief, online vehicle insurance covers not only just losses or damage caused by accidents; but it also covers losses and damages brought about by events beyond one’s control. This comprises of natural calamities such as earthquakes, floods, landslides, lightning, etc., and manmade disasters like riots, theft, terrorist acts, damage during transit and burglary etc.
2. When driving at odd hours of the day, particularly on remote areas or highways, in case of a mishap it becomes very difficult to locate mechanics and garages. Moreover, even if you get help, mechanics tend to charge exorbitant amounts to tow away the vehicle or to come to the site and fix the issue. So, what you need to know here is that in case your car gets into a mishap, under your basic cover up to a specific limit you can claim towing charges.
3. In case of car insurance, the calculation of depreciation is done at a rate in which the values of car parts devalue as the vehicle grows old. During the claim, to calculate the amount that needs to be paid for the damaged part insurance companies apply the depreciation rate. But, by opting for the zero depreciation additional insurance, you can get complete coverage for your car.
These are some of the things that are covered under car insurance. If you have to renew your vehicle insurance or you need to get one for your new car, now you can easily log into the online portals that sell insurance and get a suitable one that solves your purpose. You can also use the free online tools to get the car insurance quotes and then compare the differences between the coverage, the prices and the companies before investing on the right insurance policy.
Mentioned below are some of the things that are covered under car insurance policy:
1. In contrast to the common belief, online vehicle insurance covers not only just losses or damage caused by accidents; but it also covers losses and damages brought about by events beyond one’s control. This comprises of natural calamities such as earthquakes, floods, landslides, lightning, etc., and manmade disasters like riots, theft, terrorist acts, damage during transit and burglary etc.
2. When driving at odd hours of the day, particularly on remote areas or highways, in case of a mishap it becomes very difficult to locate mechanics and garages. Moreover, even if you get help, mechanics tend to charge exorbitant amounts to tow away the vehicle or to come to the site and fix the issue. So, what you need to know here is that in case your car gets into a mishap, under your basic cover up to a specific limit you can claim towing charges.
3. In case of car insurance, the calculation of depreciation is done at a rate in which the values of car parts devalue as the vehicle grows old. During the claim, to calculate the amount that needs to be paid for the damaged part insurance companies apply the depreciation rate. But, by opting for the zero depreciation additional insurance, you can get complete coverage for your car.
These are some of the things that are covered under car insurance. If you have to renew your vehicle insurance or you need to get one for your new car, now you can easily log into the online portals that sell insurance and get a suitable one that solves your purpose. You can also use the free online tools to get the car insurance quotes and then compare the differences between the coverage, the prices and the companies before investing on the right insurance policy.
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